Espina Software Solutions allows you to access its websites  and all the content in them on certain terms and conditions specified below. By accessing or subscribing to any part of these sites, you are explicitly agreeing to the terms and conditions below.
These terms and conditions were updated as on June 1, 2015, and Espina Software Solutions reserves all rights to change, modify or alter these terms and conditions at any point of time with or without notifying existing users and subscribers. If you do not agree to the new terms and conditions you should not use the and other associated sites mentioned above. Paid users will be refunded the unexpired portions of their subscriptions on a pro rata basis if they send us an email within 72 hours of changes made in the terms and conditions.
The references in these terms and conditions to " Espina Software Solutions " (or "we", "us" or "our") refer to the company or any associate/subsidiary concern that may be operating the website  and its associate sites. From time to time www.espinasoft  com may run competitions, prize schemes, promotions and surveys on all its websites. These may be subject to additional terms and conditions that will be specified at the time they are run.
1) Access to  and related websites
All content - textual, still pictures, graphs, voice or video - made available on BS sites (including content available on our email newsletters and SMS services) (hereinafter referred to as the "content") belongs to Espina Software Solutions or its content partners or licensors. Espina Software Solutions  or its partners/licensors own all intellectual property rights (including copyright and database rights) in the content. You may retrieve and view content on a computer screen, PDA or mobile telephone, print individual pages on paper (but not photocopy them) and store such pages in electronic form on disk or on your mobile telephone (but not on any server or other storage device connected to a network) for your personal, non-commercial use. You may also email articles to a maximum of five individuals using our 'email this' service.
You may not use this sites for any unlawful purpose. Except as indicated above, you may not reproduce, publish, broadcast, transmit, modify, adapt, create derivative works of, store, archive or in any way commercially exploit any of the content. Without limitation, you may not do any of the following without prior written permission from us (and neither may you allow a third party to do any of the same